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Banking changes to look out for in 2024

Published Sun, 01 Dec 2024 05:53:22 GMT

The federal government approved RBC’s $13.5-billion takeover of HSBC Canada in the waning days of 2023, despite concerns from critics that it will stifle competition. Banking customers will start to see next year how the acquisition, expected to close in the first quarter, shakes out.Here’s a look at some of the other changes expected in Canadian banking in 2024:Open banking The federal government said in its fall economic statement that it would introduce legislation in its 2024 budget to establish an open banking framework. Open banking, or what the government calls ‘consumer-driven banking’, would make it easier for Canadians and small businesses to safely share their financial data between services, including options like budgeting apps. For example, a customer could pool all of their various bank accounts into a single interface, making it easier to add and manage no-cost accounts or other products. Many in the financial tech community have been pushing for the adoption of open...

Warm weather wreaks havoc on some B.C. ski hills as lack of snow leaves trails barren

Published Sun, 01 Dec 2024 05:53:22 GMT

VANCOUVER — British Columbia’s abnormally warm winter has left local ski resorts grappling with a lack of snow during the holiday tourism season, as resorts struggle to keep runs open.Fewer than half of Whistler Blackcomb’s trails are open, while Vancouver’s Mount Seymour is closed entirely while it waits for better conditions.Warmth related to the El Niño climate phenomenon this week has pushed temperatures to record highs in regions including Metro Vancouver, Greater Victoria, the Sunshine Coast and the Okanagan.In Whistler, 120 kilometres north of Vancouver, Environment Canada was reporting no snow on the ground on Christmas Day, compared to 40 centimetres last Christmas.On Thursday, the Whistler Blackcomb resort reported 117 of its 275 trails were open, as well as only 42 per cent of its terrain.Warm weather has hit Metro Vancouver’s three main ski hills even harder, with Cypress and Grouse mountains operating only one or two runs each. Mount Seymour clos...

Russia fires 122 missiles and 36 drones in what Ukraine calls the biggest aerial barrage of the war

Published Sun, 01 Dec 2024 05:53:22 GMT

KYIV, Ukraine (AP) — Russia launched 122 missiles and 36 drones against Ukrainian targets, officials said Friday, killing at least 13 civilians in what an air force official said was the biggest aerial barrage of the 22-month war.The Ukrainian air force intercepted 87 of the missiles and 27 of the Shahed-type drones overnight, Ukraine’s military chief Valerii Zaluzhnyi said.Air Force commander Mykola Oleshchuk wrote on his official Telegram channel: “The most massive aerial attack” since Russia’s full-scale invasion in February 2022.According to the Ukrainian air force, the previous biggest assault was in November 2022 when Russia launched 96 missiles against Ukraine. This year, the biggest was 81 missiles on March 9, air force records show.Fighting along the front line is largely bogged down by winter weather after Ukraine’s summer counteroffensive failed to make a significant breakthrough along the roughly 1,000-kilometer (620-mile) line of contact.Ukrainian officials have u...

Stock market today: World stocks are mixed in muted holiday trading as 2023 draws to a close

Published Sun, 01 Dec 2024 05:53:22 GMT

BANGKOK (AP) — European shares opened higher on Friday after a mixed session in Asia on the last trading day of the year for most markets. Germany’s DAX rose 0.3% to 16,745.67 and the CAC 40 in Paris climbed 0.4% to 7,566.11. Britain’s FTSE 100 edged 0.2% higher to 7,736.52. The futures for the S&P 500 and the Dow Jones Industrial Average were up 0.1%. Some world markets logged solid gains in 2023 while many have sagged. Benchmarks in France and Germany made double-digit advances while Britain’s has climbed just under 3%. Tokyo’s Nikkei 225 gave up 0.2% to 33,464.17. It gained 27% in 2023, its best year in a decade as the Japanese central bank inched toward ending its longstanding ultra-lax monetary policy after inflation finally exceeded its target of about 2%. The Hang Seng index in Hong Kong ended flat at 17,047.39, while the Shanghai Composite index gained 0.7% to 2,974.93. The Shanghai index lost about 3% this year and the Hang Seng fell nearly 14%. ...

Daily horoscope for December 29, 2023

Published Sun, 01 Dec 2024 05:53:22 GMT

Moon Alert: There are no restrictions to shopping or important decisions today. The Moon is in Leo.Happy Birthday for Friday, Dec. 29, 2023:You are confident, and although you appear laid-back, you are a hard-worker with high standards. This has been a playful, fun-loving year. In 2024, it will be the time to work, take charge of your health, explore physical exercise and stay grounded and levelheaded.ARIES(March 21-April 19) ★★★★It’s easy to overdo things, especially if you’re socializing and having a good time today. You might eat too much, drink too much or spend too much. (“But we’re having fun!”) You also might make travel plans. Sandy beaches and sunny climes are calling your name! Tonight: Play!TAURUS(April 20-May 20) ★★★It’s so easy to be a couch potato today, watching daytime TV, eating your favorite salty snacks. Relax. Tell yourself that you’re taking a mental-health day. In discussions with family members, don’t promise mor...

Harriette Cole: College got weird, and I’m not sure I want to go back

Published Sun, 01 Dec 2024 05:53:22 GMT

DEAR HARRIETTE: I’ve taken a break from college for the past year due to lots of things, including how weird everything was during the pandemic.Related ArticlesAdvice | Harriette Cole: How do I get my wife’s friend to stop with the divorce talk? Advice | Harriette Cole: I feel like I ruin the vibe at parties Advice | Harriette Cole: My husband comes home late, and I think I know why Advice | Harriette Cole: A guide to making the most of the season, Christian or not Advice | Harriette Cole: My girlfriend cries easily, and I’m wondering if it’s a tactic to shut me down My family and friends are asking about my plans to return since it has been some time now. I’m uncertain about my decision.College is a significant investment of time and money, and I’m questioning if the potential rewards justify it. I’m currently in a career that offers a comfortable salary and gro...

Miss Manners: What can I do when people refuse to hear my needs?

Published Sun, 01 Dec 2024 05:53:22 GMT

DEAR MISS MANNERS: I feel like my words are not heard when I communicate with others, especially customer service exchanges and with persons such as social workers and medical case managers.Related ArticlesAdvice | Miss Manners: She’s playing the victim, but it was her rudeness that set me off Advice | Miss Manners: A teen went missing at the mall and it ruined our evening Advice | Miss Manners: Why would they put a sign like this in their home’s bathroom? Advice | Miss Manners: I find it rude that the TV stays on when I enter. Am I overreacting? Advice | Miss Manners: Maybe these new neighbors think their mock pity is cute. I find it annoying. I repeat myself over and over. No matter how I rephrase my need, it’s casually brushed off or flat-out ignored. I am not in a position to change providers in these circumstances.What do you say, that is still polite and kind, when you’re no...

Top 10 most popular videos on WTOP in 2023

Published Sun, 01 Dec 2024 05:53:22 GMT

In 2023, everyone could get their 15 minutes of fame — whether they wanted it or not. Only in the case of viral videos on WTOP’s social media platforms, those 15 minutes last roughly 90 seconds or so.To cap off the year, we compiled a list of our 10 most-played videos on Instagram, from fun and upbeat animal videos and in-depth interviews with homeowners (including one lucky owner of Transformer sculptures!) to hard-hitting traffic and news videos that struck a chord with our followers.Without further ado, we start with the 10th most viral video and work ourselves up to the number one most watched WTOP reel.10. A local cop goes viral View this post on Instagram A post shared by WTOP News (@wtopnews)With more than 20,300 plays, the first video on our list was taken in September of this year, depicting a Prince George’s County, Maryland, police officer embracing a woman before getting into the back seat of a police cruiser with her. The officer was later suspende...

Turning Chilly to End 2023

Published Sun, 01 Dec 2024 05:53:22 GMT

Following a wet and rainy Thursday, which was likely the last rain of the year for South Florida, our attention turns to a chill to wrap up 2023.With no additional rainfall forecast, Miami and Fort Lauderdale will end the year with a big surplus in rainfall while Key West was actually below average. It was even the wettest year on record in Fort Lauderdale and 6th wettest in Miami!As far as our forecast is concerned for this Friday, expect partly to mostly cloudy skies as a cold front comes through in the morning and clouds lift in from the south and west. With a northwesterly wind and clouds in place, that will hold temps more than 5F below average into the low 70s for highs.Clouds will remain a dominant feature as rain develops to our south over the Florida Straits tonight into tomorrow before turning brighter starting Saturday afternoon.Saturday will be the coolest day out of the next 7 courtesy of those clouds, with highs about 10F below normal for this time of the year only in ...

POLITICO London Playbook awards 2023: all the winners from a wild year in UK politics

Published Sun, 01 Dec 2024 05:53:22 GMT

LONDON — It was meant to be the year two quiet technocrats, Rishi Sunak and Keir Starmer, brought calm to the fevered Westminster swamp. Unfortunately SW1 didn’t get the memo.Politics remained pretty much as wild in 2023 as it has been since David Cameron — back in action as U.K. foreign secretary — last stalked the corridors of power. POLITICO hardly need remind you that with a general election looming in Britain and Donald Trump battling for the U.S. presidency, next year is unlikely to get any calmer. But before we embark on the joys of 2024, it’s time to honor those who excelled in 2023 with the London Playbook awards.Minister of the yearHonorable mention to Grant Shapps for managing to hold down five Cabinet jobs in the space of 12 months — imagine the sheer number of briefing notes he’s waded through. Scotland Secretary Alis...